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New Jeevan Anand Plan (Table No. 815)

LIC's New Jeevan Anand Plan (Table No- 815) is a combination of whole life policy and endowment.This combination provides financial freedom from death through the lifetime with the provision of payment of lump sum at the end of the selected policy term in the case of insured survival. It is a pure investment plan with high bonus facility and liquidity facility incorporated and saving. Jeevan Anand policy is whole life risk coverage even after maturity and full payout at maturity.

Eligibility Criteria Of Jeevan Anand Plan
Minimum Age at Entry 18 Years (Completed)
Maximum Age at Entry 50 Years(Nearest Birthday)
Maximum Maturity Age 75 Years(Nearest Birthday)
Policy Term 15 Years to 35 Years
Minimum Sum Assured 100000/-
Maximum Sum Assured Yearly, Half-Yearly, Quaterly, Monthly (NACH only)
Premium Calculator
Rebate Of Mode Of Premium Yearly-2%
Quaterly & Monthly-Nil
High Sum Assured Rebate 1,00,000 to 1,95,000 - Nil
2,00,000 to 4,95,000 - 1.50% on B.S.A.
5,00,000 to 9,95,00 - 2.50 on B.S.A.
10,00,000 and Above - 3% on B.S.A.
Loan After payment of premiums for at least 3 full years
Surrender Allowed after 3 year
Revival Within 2 Years of lapse

Death Benefits:

The death benefit as defined above shall not be less than 105% of total premiums* paid as on the date of death.

Sum Assured on Death shall be Higher of ~125% of Basic Sum Assured (1.25 x BSA) OR 10 times Annual Premium.(10 x AP).

Maturity Benefits:

Basic Sum Assured + Vested Simple Reversionary Bonuses + Final Additional Bonus, if Any, On the survival to the end of Policy Term.


under LIC Jeevan Anand Endowment plan Loan facility is available after payment of three full years premiums.

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