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Jeevan Utkarsh (Table N0. 823)



LIC Jeevan Utkarsh is just one premium with 12 years adjusted maturity duration, Loyalty Addition (with gain ) established and non-linked (not discuss market dependent) life insurance program. On completion of 12 years period, maturity will be Sum Assured + Loyalty Addition (LA) and in the event of death during the policy period, 10 times only premium (excluding rider superior and GST) + Loyalty Addition (LA) (if any) will likely be passing claim amount. This program also includes a characteristic of compensation option using 5, 10 or even 15 years settlement interval, therefore if policyholder doesn't need to obtain maturity or death claim amount in 1 go, then he/she may elect for equated amount over a period of 5, 10 or even 15 decades.


Eligibility Conditions
Minimum Age at Entry 6 Years (Completed)
Maximum Age at Entry 47 Years (Nearest Birthday)
Maximum Maturity Age 70 Years (Nearest Birthday)
Policy Term 10 Years to 20 Years
Minimum Sum Assured 75000/-
Maximum Sum Assured
(shall be multiple in)
No Limit
(5,000/- upto 2,95,000 & 20,000 for 3,00,000/- and above)
Policy Mode Single Premium
High Sum Assured Rebate
(per thousand)
75,000 to 1,45000 -- Nil
1,50,000 to 2,95,000 -- 15.00% on B.S.A.
3,00,000 to 4,80,000 -- 20.00% on B.S.A.
5,00,000 and above -- 25.00 on B.S.A
Loan Available after completion after 3 month of the policy

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